Welcome. These Terms of Service ("Terms") govern your use of this website (the "Site"). By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.

Who we are The Site is operated by Katalin Ohens (referred to as "we", "us", or "our"). This Site serves as my personal portfolio and professional platform, sharing insights, methodology, and information about my advisory and fractional leadership services. The Site is strictly for informational purposes. No financial transactions, paid purchases, or online store services are processed directly through this Site.

Use of the Site

• Eligibility: You may use the Site if you are at least the minimum legal age in your jurisdiction to form a binding contract. By using the Site you represent that you meet this requirement.

• Lawful use: You agree to use the Site only for lawful purposes and in accordance with these Terms.

• Account information: If the Site requires you to create an account, you are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us promptly of any unauthorized use.

Intellectual property

• Site content: All text, graphics, logos, design, and other content provided by us on the Site ("Site Content") are owned or licensed by us and are protected by copyright, trademark, and other laws. You may view and use Site Content only for personal, non-commercial purposes unless you obtain our prior written permission.

• Trademarks: Our name and logo are our trademarks. You may not use them without our consent.

Third-party links and content

The Site may contain links to or integrations with third-party websites, services, or resources. We do not control those third parties and are not responsible for their content, privacy practices, or terms. Your interactions with third parties are solely between you and the third party.

Disclaimers

• No warranties: THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

• Accuracy: We do not guarantee that content on the Site is accurate, complete, or up to date.

Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE. OUR AGGREGATE LIABILITY FOR DIRECT DAMAGES WILL BE LIMITED TO THE AMOUNT, IF ANY, PAID BY YOU TO US FOR USE OF THE SITE (IF APPLICABLE). Because there are no financial transactions on the Site, this amount will typically be zero.

Indemnification

You agree to indemnify and hold us harmless from and against any claims, liabilities, damages, losses, and expenses arising from your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

Modification and termination

We may modify, suspend, or discontinue the Site or any part of it at any time, with or without notice. We may also revise these Terms from time to time. The revised Terms will be effective when posted. Your continued use of the Site after changes constitutes your acceptance of the new Terms.

Governing law and dispute resolution

These Terms are governed by the laws of New Zealand, without regard to conflict of law principles. Any dispute arising out of or related to these Terms or the Site will be subject to the exclusive jurisdiction of the courts in New Zealand unless otherwise required by applicable law.

Privacy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information. By using the Site you consent to our data practices described in the Privacy Policy.

Contact

For questions about these Terms, please contact the Site operator using the contact information provided on the Site.

Effective date: 1 Jan 2026